Car Insurance

[Celegorm]

THere is actually a roundabout about 4 miles from my house. It's not nearly as big as the one's I've seen on TV or videos, but it's still a roundabout.

My insurance isn't that bad. I'm listed as the primary driver on a '03 liberty. With all the discounts i get (good grades and the like) i pay $600 every six months, and my parents pickup the leftovers which i think comes to $150.

 

[Steff]

Yea, it was just 2 silly mistakes other wise id of passed with flying colours. Dont think it has a sumulator? Hell yea the roundabout was busy, I think it was a sly one on the examiners behalf was busy and i just naturaly went to the left lane . Yea some roundabouts are quite daughnting, I find the little ones are the worse for me

 

[Brookfield]

THere is actually a roundabout about 4 miles from my house. It's not nearly as big as the one's I've seen on TV or videos, but it's still a roundabout.

My insurance isn't that bad. I'm listed as the primary driver on a '03 liberty. With all the discounts i get (good grades and the like) i pay $600 every six months, and my parents pickup the leftovers which i think comes to $150.

At my age, in England I'm classed as low risk, but that didn't stop them putting up the insurance on my Audi A4, but now I have the 'A' class Merc, it's a little cheaper, and I got £122 refund on the Audi as I'd only just paid it!

 

[TRDCorolla1]

Since the car's under your dad's name, make sure the insurance is under his name too and to add you to his list of other drivers using the car. The insurance will still be cheaper than if you were to make it under your name.

If you get into an accident or get pulled over for something, you will be covered. If you just have the policy under your dad's name and you're the one that got into a wreck or a ticket, it's bad news.

 

[D-Lew]

That's interesting root. Personally I find the whole "risk" thing to be BS, I like how I'm grouped with a majority of people who apparently drive everywhere drunk and get in accidents street racing and such. I've got an excellent GPA, have taken driver education, have never been pulled over, had a traffic violation, or gotten in an accident, and it's still highway robbery. Sad thing is it's probably not going to drop until I'm well out of college.

 

[Brookfield]

That's interesting root. Personally I find the whole "risk" thing to be BS, I like how I'm grouped with a majority of people who apparently drive everywhere drunk and get in accidents street racing and such. I've got an excellent GPA, have taken driver education, have never been pulled over, had a traffic violation, or gotten in an accident, and it's still highway robbery. Sad thing is it's probably not going to drop until I'm well out of college.

Sadly the truth is that all of us, young, middle-aged or old [like me] have to pay dearly for the morons on our roads, it's a financial fact, luckily I have nine years protected no claims bonus, some years ago I was leaving a parking space at a supermarket car park when a young guy making for the exit at about 20mph hit me squarely in the passenger side doing a lot of damage, he only had third party, but he came from a middle-class family & his father paid the bill, around £1400, the centre pillar was twisted, & both doors were destroyed, me, I was fully protected, the curtain, passenger's & side airbags were deployed, I didn't have a scratch, his 60's Ford Escort was a mess, & he had a compound fracture of his left leg, nine weeks in hospital then left 3lb heavier, due to the insertion of an 15 inch stainless-steel rod & lots of pins in his leg, his father phoned me several times to see how I was.

 

[root]

That's interesting root. Personally I find the whole "risk" thing to be BS, I like how I'm grouped with a majority of people who apparently drive everywhere drunk and get in accidents street racing and such. I've got an excellent GPA, have taken driver education, have never been pulled over, had a traffic violation, or gotten in an accident, and it's still highway robbery. Sad thing is it's probably not going to drop until I'm well out of college.

I have the same problems myself that I'm still grouped with young drivers.

in the UK it's under 21, but as I said,
my insurance on a small hatchback car was still half the price it was after 2 years with no claims, (still under 25) than it was when I first got it.

so assuming that you shop around there are still good deals to be had.

(even though my insurance is cheaper, it's still more expensive for me to be insured on a small diesel hatchback than it is for my boss to be insured on a porsch - so I see what you mean by it being unfair

personally I find a lot of young drivers are really actually safe, and it's the middle age executive types runing around in beamers and mercs that are causing a lot of trouble on the road, driving on company insurances so it doesn't matter how they drive, or just simply thinking that they know best!

 

[UK31337]

No, that was my first test. I dont get how we get taught to stay to the left to go straight on/ turn left, then do one on the right. 9 times out of 10 you dont usualy see the markings on the road untill you're on top of them especialy if its busy. I got a major for that and the fact a taxi flew across the roundabout n flew up my ass and I made him slow down because he was going fast. Oh well, better luck next time I hope

Roundabouts suck. The rules as to what lane you're in to go in a certain direction change randomly depending on the directions available; that is, most roundabouts you're in the left hand lane for turning left or straight on, or the right hand lane to turn right; it can change randomly to right lane for straight on and left lane for left turn only depending on what roundabout it is even when the markings or the road shaping doesn't change. This is especially true in Edinburgh, believe me. Horrible things.

They suck.

P.S. I'm insured on both my parents' cars due to some corporate block policy my dad uses. They're expensive cars and he doesn't pay a penny for it.

 

[Brookfield]

I have the same problems myself that I'm still grouped with young drivers.

I'm puzzled, you're 25 in October, so how come you're still classed as a young driver??, that's a real bummer!!

 

[Steff]

Did anyone see that driving me nuts or something on TV last night? It was quite good actualy, about old age pentioners driving and the fact that they decide when they are not fit to drive and dont have to re-new their licence or whatever. There was this old man on it reversing from his drive and it must of took him 20 mins to get it right, and when he comes to junctions he panics etc. Not all are like that, but it does raise some good issues