If you want just top and bottom frames, remove cols="80,*" from the Frameset part, if you want left and right remove rows="80,*".
The src="CornerFrame.html" - CornerFrame.html is your file and should be changed to the HTML that you would like to show -- the same goes for the rest of the lines (ex. TopFrame.html, LeftFrame.html, etc.).
The code is already setup to not show scrollbars on the frames.
A good page to goto to get help on this topic or other HTML Info is www.htmlgoodies.com