it'd really depend what the rates were on each...
you have to also consider that you'll have an interest free period with the credit card that may mean you'd have already paid it off by the time you would be charged interest.
you also have to consider that it is possible to get cash back credit cards that reward you for using them, and this may come in handy...
but there is also the risk with a credit card that you'll over spend on it, or keep having emergencies that need you to use it! this won't happen with a fixed credit agreement from dell..
a credit card will also only require you to pay of a certain amount of the balance, whilst dell will require fixed monthly payments, (I mean on a credit card or dell you could pay £50 per month, but if you can't afford that one omnth then you can easily only pay £20 that month, (or whatever the minimum payment happens to be).
you have to also consider that you'll have an interest free period with the credit card that may mean you'd have already paid it off by the time you would be charged interest.
you also have to consider that it is possible to get cash back credit cards that reward you for using them, and this may come in handy...
but there is also the risk with a credit card that you'll over spend on it, or keep having emergencies that need you to use it! this won't happen with a fixed credit agreement from dell..
a credit card will also only require you to pay of a certain amount of the balance, whilst dell will require fixed monthly payments, (I mean on a credit card or dell you could pay £50 per month, but if you can't afford that one omnth then you can easily only pay £20 that month, (or whatever the minimum payment happens to be).