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Old 12-21-2008, 10:06 AM   #31
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Default Re: For those of you with credit cards...

The more credit cards you have actually reduces your credit score. Also the more you sign up for goes against your credit score since the more times your credit profile is accessed it takes a few points off your credit score. Having a lower interest rate is nice but if you keep a low balance on your existing credit cards then the interest really shouldn't be that much now...

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Old 12-21-2008, 10:41 AM   #32
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Default Re: For those of you with credit cards...

Limit the number of cards you have. Experts recommend having two to six cards. Applying for lots of cards can hurt your credit score. Conversely, closing several credit cards at once will trigger a decrease in your score.
MSN Money

That comes right off MSN Money. They Also work closely with Experian, one of the nations top 3 credit beraus.

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