Fircepc... i havnt got insurance for my beardie, but im sure you could get insurance if you wanted to. if she has any problems ive put away about £200ish for her, mainly to pay for food/UVB bulbs, but also for any health problems...
These bugs, little red mites? whats your substrate that youve got your beardie on? those mites shouldnt be in there... it could be your substrate...
Untill you can get it sorted out, id say it would be best to bathe him daily, to get the mites off. heres an article on bathing beardies:
also, could you run me through your setup that hes got please... just incase theres anything you can improve on
basking temps? how measured?
cool side temps? how measured?
UVB bulb? make/model? how old is the bulb?
what are you feeding? how often?
how close the the UVB bulb can he get?
how old is your beardie?
i know this is a puter forum, but if i can help out with beardies, i will