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Old 01-12-2011, 12:47 PM   #21
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Default Re: Managing Money

I find that withdrawing X amount every month works well, and ONLY buy things with cash wherever possible. It's a lot harder to part with physical cash than it is to hand over a bit of plastic!
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Old 01-13-2011, 09:16 PM   #22
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Default Re: Managing Money

yeah, i'm in the op's situation. except 7 years older. already have 2 (three, really) accounts. just finally sent in paperwork to do direct deposit (last one in the dept.). i'll have to investigate splitting things in dd to that second account. the third is tied in with my debit card, and that's not good, if i'm trying to save.

jo3, that's brilliant! i'm going to try that in february, see how it goes.
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Old 01-13-2011, 11:40 PM   #23
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Default Re: Managing Money

Quote:
Originally Posted by j03 View Post
I find that withdrawing X amount every month works well, and ONLY buy things with cash wherever possible. It's a lot harder to part with physical cash than it is to hand over a bit of plastic!
I Do like this idea! Im also going to try this idea!
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Old 01-14-2011, 07:31 AM   #24
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Default Re: Managing Money

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Originally Posted by lemon View Post
yeah, i'm in the op's situation. except 7 years older. already have 2 (three, really) accounts. just finally sent in paperwork to do direct deposit (last one in the dept.). i'll have to investigate splitting things in dd to that second account. the third is tied in with my debit card, and that's not good, if i'm trying to save.

jo3, that's brilliant! i'm going to try that in february, see how it goes.
Quote:
Originally Posted by Neodude112320 View Post
I Do like this idea! Im also going to try this idea!

Personally I can't believe neither of you had thought of this on your own. That's like the first step to truely saving. I just find in more inconvenient to have to go to the bank all the time.
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Old 01-14-2011, 06:26 PM   #25
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Default Re: Managing Money

Well i normally just have all the money on one card, and use EFTPOS everywhere so you don't really think of the money you are spending. I've never been good with money, but if i ever want to own a house, have a family and one day retire, im going to have to become good with money.
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Old 01-16-2011, 10:52 PM   #26
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Default Re: Managing Money

Just think about what you spend money on. Make a list if you have to and then cut out all the stuff you don't need and keep just the essentials like food, gas, and household bills.
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