Here you go my friend
Go there. fill that out, Most liekly they'll offer youy a card. Might be high interest but, if you keep balance low or pay in full every month you will be fine.
Thats what I did a week after I turned 18. i am now 19. my credit score (750+) is higher than my dads score. I had no problem getting two cars.
Also, When you do finally get some history, you can find a card with better terms, (eg. lower interest)
Originally Posted by Rubber314Chicken
good advise if you never want to buy a house.
But I'd get the newegg account, and pay it off each month. Don't be stupid and pay it off in a few months, because you WILL go into debt doing that.
Life is all about debt. And in alot of cases (College students for example) debt is hwo they get things in life. Also, Debt occurs when you a buy a car, house, student loan.
Avoiding debt is not possible, but limiting debt is possible. Paying it off every month really makes no sense, they want to see that you are making payments, not putting $50 on a credit card, and paying it off every month.
When credit card companys send a report to the credit rating beuros, it will always say "$0" they dont send what you pay, they send what you owe, and every month, the balance should get less.