Trust me, after you find those 'good' MMORPGs, it is rubbish !
And it is definately true that people are selling accounts, its a scam (scam, scam, scam and more scam), its prohibited if you actually read the rules and who even knows if your going to get reported and get the account banned, whether or not you bought it ...
I used to play, i was lvl 60 or 65 with all stats pretty good ... and a money making account which was lvl 10 but heaps of cash ... lvl 63 mining and 73 woodcutting
I've ditched the game now ... timewasting and quite boring, its just like wanting to go back to dial up when you've fully experienced broadband ! I would die ...