Newbie Two Quick Questions

mediajunkie

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United Kingdom
Just built myself a pc to replace my laptop with the following specs...

MSI B75IA-E33, Intel B75, S 1155
Intel Core i3 3240, S 1155
Cooler Master Elite 120 Advanced Mi
8GB (2x4GB) Corsair DDR3 Vengeance
430W be quiet! Pure Power L7
500GB Western Digital WD5000AZRX

Using mainly as media centre/photo editing but want to do some casual gaming such as GTA IV, Etc (although wont be using it much for this) what graphics card would be a good cheap option (laptop had AMD 6630m and was actually okay but would like it to be better than this).

Second question why is my i3 when maxed out only running at 3.33Ghz shown on core temp and not 3.4Ghz?
 
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