Thanks for all your help guys. I knew something was wrong when I had an aftermarket cooler and getting the temps in the 60's.
This may sound silly... don't laugh!
Forgot to take off the plastic on the bottom of the Heatsink.
Temps at 28C Idle, 45C Full Load.
ATI 3650 Overclocked to 910GPU/ 1015 Memory From Default 725/825
Temps at 30 Idle, 50 Full load.
I would try to overclock more, but my P5N-MX is holding me back, it doesn't like any FSB above 1400. And 3Ghz is fine for me since this was a budget build built for $400.
2gig PC2 5400
Scythe Infinity or "Mugen"
400Watt Moneual PSU
Moneual Mid tower.
All for $400
With tax and shipping it came to $450, because in B.C, Canada taxes so high