@ worshipme: I had this all decided this morning and then i got your post and it really made me think all over about this. Finally, I got tired of it all and just bought the thing. But here's my question for you. I'm assuming that your logic behind your recommendation was basically that since I'm not an overclocker and the 965 is an overclocking beast (almost made for it), I won't be able to use the thing to its true capabilities (at least from an oc'er's POV) so why spend the money to get a beast. However, this logic seems a little backwards to me. If i was an overclocker, I would look at the 920 and think, I can make that thing run faster than the 965 and save myself $800 so why do i need the 965. However, not being an oc'er I think that I want as fast as possible out of the box and that's the 965 both because it is higher speed and because it can use higher speed RAM.
I was just thinking about it based on price.
You're going to spend $500 more on a 965, and it's not going to be much faster, apart from if you overclock. Same with the 940, it's $200 more expensive than the 920 and not really that much quicker. But if you have deep pockets, it's OK, I guess.