get a hdd cooler , or ghetto rig some fans upside down under the hdd , also do you have two or more hdd's close together
Some HDDs coolers will in fact raise the temps.
Refering to your Temps on your HDD how old is it? IS there a fan infront of it? Do you have lots of HDDs in your case?
HDDS are rated between 0 and 60 i've had HDDs go above this on me, no problem. My HDDs tend to load at 32. Depends on case too...