Re: LCD Credit Cards
The device that I linked above and the device you're referring to are essentially the same. It is generating a new private key on a timed schedule or on demand.
re: your article linked,
That's actually not entirely a phishing scam. There is a virus through email that then offers banking training or something, then hides in your browser while you authenticate. Once you have authenticated, it can then use the active session to steal your money. Using the system though, it cannot repetitively authenticate to your account. It's a type of session hijacking more than phishing.
Humans are the only creatures that won't live up to the their potential. Give everything your all. When you die, die on E.
So I ask you, what do you intend to do now?