That won't offend anyone with any of that.
Paid versions are most definately better than free version, however in most situations free versions do a good job.
I also like ESet as a paid AV.
One other thing I would recommend, something that very few do is to check the chosen antivirus program...since you mentioned ESET
No matter what program you have installed, there are none that protect 100% of the time from 100% of threats...regardless what you have installed you need to checkup on their work, just like we were taught to check our work in school...
The way to do this is to use free scanners or rescue scanners in conjunction with antimalware scanners....
Vipre, Kaspersky and several others have free rescue scanners...Vipre's can be ran in Windows without the need for making a bootable CD...Eset also has a free Online Scanner...Using these to make sure nothing has made it past your installed antivirus about once per month or so is a critical need...
Most real viruses are designed to be stealthy, if your antivirus program has missed it you will never know it is there unless you check it with something else...While many antivirus programs boast antimalware that is not their main focus and may be lacking in that area...using programs like malwarebytes and Emsisoft's Antimalware is recommended at least on occasion to ensure that no malware or malicious programs have made their way past your antivirus too...
Unfortunately most people that have antivirus installed get a false sense of security and think they are safe as long as there are no visible problems and this can't be farther from the truth in a lot of cases...
As a real world example...whenever I install antivirus on a new customers computer I usually end up finding the following as I do a free cleaning too...
Kaspersky: Usually find 1-4 medium to low threats existing on computer
Norton: Usually find 3-9 medium to low threats
McAfee: Usually find 8-16 low to high threats
Avast: Usually find 4-12 low to high threats
Microsoft Security Essentials: Usually find 12-23+ low to high threats
In my opinion, other than Vipre Kaspersky is the better choice paid, avast the better choice free from real world experience...MSE is definitely one to stay away from as is McAfee on the paid side...Regardless of the choice it is critical you check up on them