What is so wrong with the current medical system in the United States that we are being urged to rush headlong into a new government system that we are not even supposed to understand, because this legislation is to be rushed through Congress before even the Senators and Representatives have a chance to read it?
really, the guys who are voting on the laws haven't even bothered to read it?
Will a government-run medical system make these things better or worse? This very basic question seldom seems to get asked, much less answered.
Fairly good question
If the government has some magic way of reducing costs-- rather than shifting them around, including shifting them to the next generation-- they have certainly not revealed that secret. The actual track record of government when it comes to costs-- of anything-- is more alarming than reassuring.
but it seems that they don't have an answer.
so rather than saying (Q)will this make things better? (A)we just don't know enough about it to tell you.
they say (A) be afraid, be very afraid, the government can't be trusted, we don't know how, we don't know why but there's just something about that guy that we just don't like the look of.
he's not been in government long enough to actually do anything, and much more hasn't actually done anything real in the time he's been in office. and any fiscal stimulus packages were pretty much needed as a result of the last government, (well actually as a result of the last governments lack of control over the financial sectors, -and that was a world wide problem!).
What about insurance companies denying reimbursements for treatments? Does anyone imagine that a government bureaucracy will not do that?
Moreover, the worst that an insurance company can do is refuse to pay for medication or treatment. In some countries with government-run medical systems, the government can prevent you from spending your own money to get the medication or treatment that their bureaucracy has denied you. Your choice is to leave the country or smuggle in what you need.
Which countries? really, I can't think of any...
in fact isn't it the case now that
if you wanted to seek alternative treatment that wasn't offered by your insurance policy that you could invalidate your policy?
However appalling such a situation may be, it is perfectly consistent with elites wanting to control your life. As far as those elites are concerned, it would not be "social justice" to allow some people to get medical care that others are denied, just because some people "happen to have money."
So it's now social justice that you can only get treatment if you can afford it?
I often don't wish ill on people but I hope this guy looses his job, (which is probably paying for his insurance, then I hope that his wife and kids get sick.
i'm sure he'll change his tune then, and what he calls social justice now will soon become socially unjustifiable.
But very few people just "happen to have money." Most people have earned money by producing something that other people wanted. But getting what you want by what you have earned, rather than by what elites will deign to allow you to have, is completely incompatible with the vision of an elite-controlled world, which they call "social justice" or other politically attractive phrases. The "uninsured" are another big talking point for government medical insurance. But the incomes of many of the uninsured indicate that many-- if not most-- of them choose to be uninsured. Poor people can get insurance through Medicaid.
WTF???! he just goes around in circles, makes little sense, and finally settles on the fact that the poor can always fall back on a woefully inept government backed scheme anyway...
so what's the beef here? you can always get Medicaid, that's a more socialist scheme in that it's freely available to all and state backed? the problem is that it's woefully inept? he objects to poorer people having medical care?
Free loading at emergency rooms-- mandated by government-- makes being uninsured a viable option.
Within living memory, most Americans had no medical insurance. Even large medical bills were paid off over a period of months or years, just as we buy big-ticket items like cars or houses.
This is not ideal for everybody or every situation. But if we are ready to rush headlong into government control of our lives every time something is not ideal, then we are not going to remain a free people very long.
is being tied to a hospital financially for possibly the rest of your life truly being free?
is not being able to afford to get treatment because you've effectively exhausted our credit at a hospital being free.
Perhaps he thinks that the poor could just re-mortgage to pay their medical bills when and if they are in trouble rather than buying insurance?
oh no, wait, when big American banks lend a whole load of money to people who can never afford to pay it back then all kinds of bad stuff happens, (sub-prime debt)
Ironically, it is politicians who have already made medical insurance so expensive that many people refuse to buy it. Insurance is designed to cover risk. But politicians have mandated that insurance cover things that are not risks and that neither the buyers nor the sellers of insurance want covered.
In various states, medical insurance must cover the costs of fertility treatments, annual checkups and other things that have nothing to do with risks. What many people most want is to be insured against the risk of having their life's savings wiped out by a catastrophic illness.
But you cannot get insurance just for catastrophic illnesses when politicians keep piling on mandates that drive up the cost of the insurance. These are usually state mandates but the federal government is already promising more mandates on insurance companies-- which means still higher costs and higher premiums.
the only part of the article that I see no fault with.
All this makes a farce of the notion of a "public option" that will simply provide competition to keep private insurance companies honest. What politicians can and will do is continue to drive up the cost of private insurance until it is no longer viable. A "public option" is simply a path toward a "single payer" system, a euphemism for a government monopoly.
Typical scare monger-ing BS.
the author (author like story writer not journalist like news writer) is just playing on the whole "red under every bed" fears. like somehow another option in a market is going to destroy the market and turn it into a state run monopoly.
It won't destroy the market, just like another insurance broker won't destroy the market.
At the end of the day it is just another insurance broker. instead of the policy being underwritten by a bank, it's being underwritten by the treasury.
we have state run healthcare, anyone can get treated, there are still loads of private doctors and dentists, private ambulance services, and a fair few private insurers.
the idea that the government entering this market will destroy it is just bull.
as for the second article
Over the years, scandal after scandal has shown waste, fraud and abuse to be rampant in Medicare and Medicaid. Why would anyone imagine that a new government medical program will do what existing government medical programs have clearly failed to do?
If we cannot afford to pay for doctors, hospitals and pharmaceutical drugs now, how can we afford to pay for doctors, hospitals and pharmaceutical drugs, in addition to a new federal bureaucracy to administer a government-run medical system?
Nothing is easier for politicians than to rail against the profits of pharmaceutical companies, the pay of doctors and other things that have very little to do with the total cost of medical care, but which can arouse emotions to the point where facts don't matter. As former Congressman Dick Armey put it, "Demagoguery beats data" in politics.
of course the pay of doctors matters! of course the cost of medicines matters!
I'm not saying that doctors should work for a minimum wage, if I go in for some surgery I don't want to doctor to be worrying about whether he can afford to make his rent for that month, I don't want him to have had an uncomfortable nights sleep on a cheap bed because he can't afford something better.
http://www.payscale.com/research/US/People_with_Doctor_of_Medicine_(MD)_Degrees/Salary
the average surgeon earns $200,000 a year.
assuming that they work a 40 hour week, that's $96 an hour.
The people who just can't afford the health care are the people who earn like $8 an hour, the doctor earns this in the five minutes he takes to wash his hands before the operation.
to think that this isn't a massive factor in the amount of money that healthcare costs is just plain ridiculous.
having said that I don't advocate the communist method where everyone gets paid set amounts by the government for the jobs that they do.
just that for this story writer, who thinks he's a "journalist" to argue that it's not a contributing factor is just rubbish.