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Old 11-18-2008, 03:59 PM   #5
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Join Date: Mar 2004
Posts: 8,070
Default Re: Money managing software

Personally I use Excel to manage my money.

I have a spread sheet set up so I have things calculated week on week
with my weekly/monthly/yearly expenditures, monthly incomes.
with a running total down the bottom also including my credit cards and bank balance, how much I'm paying off of all the credit cards the interest that gets applied to them each month (worked out from the balance on them and the published rate).

then at the very bottom I have the debt cell that counts up all my debts.

the sheet forecasts into the future, (in fact five years into the future)
so I know things like how much I can spend in a month, and if I spend a certain amount now, (say on a credit card) how much that debt will affect me in the future say in a few months when my car insurance needs to be paid...

(spreadsheet could be made in open office)...
that's free, you have to put in a little work... but it looks good at the end.
I didn’t fight my way to the top of the food chain to be a vegetarian…
Im sick of people saying 'dont waste paper'. If trees wanted to live, they'd all carry guns.
"The inherent vice of capitalism is the unequal sharing of blessings; The inherent vice of socialism is the equal sharing of miseries."
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