Damn man, new car got hit....My dad took it to taco bell, comes outside and some lady backed up into the front bumper..The thing is, the damage isn't bad enough to lets say call the insurance, just scratches, but the lady doesn't want to pay outside of insurance..So basically, my only option is insurance company, who is just going to raise my premium, so I'm going to end up paying for it my self..And the lady who hit me, doesn't want to pay on the side..So basically that bitch gets away with hitting my car and doesn't have to pay shit..I mean how the hell is this possible, if someone hits you car there is no way you insurance should go up..Just makes me mad!