alright this is how you merge the two layers. on your layers pallette do you see a little arrow right above the Obacity bar? its an arrow pointing to the right. click that and a menu should pop up. look at the bottom of the menu and you should see "Flatten Image"
click that and all the layers will merge into one background. i'll post pictures in a minute
EDIT:
the pictures are big so just click on the links in order
http://i61.photobucket.com/albums/h73/Ronco_Rox/click.jpg
http://i61.photobucket.com/albums/h73/Ronco_Rox/click2.jpg
http://i61.photobucket.com/albums/h73/Ronco_Rox/end.jpg
click that and all the layers will merge into one background. i'll post pictures in a minute
EDIT:
the pictures are big so just click on the links in order
http://i61.photobucket.com/albums/h73/Ronco_Rox/click.jpg
http://i61.photobucket.com/albums/h73/Ronco_Rox/click2.jpg
http://i61.photobucket.com/albums/h73/Ronco_Rox/end.jpg